Uninsured motorist

Uninsured motorist

Imagine you’re driving home from work and another drive runs a red light hitting your car.  You have some aches and pains in your arm, and an ambulance takes you to the emergency room to be checked out.  The emergency room doctor orders an X-Ray on your arm, and you quickly...

What is the difference between traditional and add-on UM coverage?

What is the difference between traditional and add-on UM coverage?

In Georgia, you can choose between add-on or traditional (reduction) options when selecting UM coverage. With add-on coverage, you could collect up to the full amount of your UM limits regardless of any amounts paid or payable by the at-fault party’s liability insurance carrier. In contrast, when...

Uninsured motorist

What is Uninsured Motorist Coverage

Uninsured/underinsured motorist (UM) coverage is a first-party insurance coverage that protects you from financial loss which occurs after an auto accident when the party responsible for the accident was not covered by a liability insurance policy or was covered by a liability policy which was...